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Shopify TSX:SHOP NYSE:SHOP and Lightspeed POS TSX:LSPD stock are white-hot right now. At the time of writing, Shopify and Lightspeed stock are up 160% and 184%, respectively, from their coronavirus-induced March lows.Both companies are providing invaluable services to their small- and medium-sized business SMBs clients and are seen as a lifeline amid the coronavirus pandemic.I ;ve pounded the table on b [url=https://www.stanley1913.com.es]stanley cup[/url] oth stocks when they collapsed on the coronavirus crash. Although it seems [url=https://www.cup-stanley.us]stanley water bottle[/url] like you missed the opportunity, I still think there more upside to be had, as I believe subscriber growth will still be robust as this pandemic drags on into year-end.If you ;ve got the appetite for high-risk/high-reward investment, you may want to consider getting some skin in the game today with the intention of doubling down on a meaningful pullback. But which, if any, is the better hot stock to [url=https://www.cup-stanley.ca]stanley mugs[/url] bet on ShopifyThis e-commerce tech titan needs no introduction. Shopify has been one of hot
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Lightspeed Commerce TSX:LSPD may not be back at the three-digit share price it enjoyed back in 2021. But returning chief executive officer CEO Dax Dasilva is working on it.Shares of Lightspeed stock have been climbing again and again as news hits headlines over and over. First, it was the return of the founder and former CEO, who now back in the top position for good. Then it was strong earnings. Now, it s a deal with Uber Technologies NYSE:UBER that has investors even more excited.But when it comes down to it, is Lightspeed st [url=https://www.stanley-cup.it]stanley italia[/url] ock a valuable buy headed towards high-growth status again, or is it just trying to [url=https://www.stanley-cups.us]stanley cup usa[/url] make the news The newsFirst, let s get into the news and why investors were so excited about it in the first place. Lightspeed shares recently surged ar [url=https://www.stanleymugs.us]stanley cup[/url] ound 16% after the company reappointed its founder, Dax Dasilva, as permanent CEO and reported a 25% increase in sales for the fourth quarter. The stock had been down approximately 33% over the year but rebounded stro Jzuo Dividend Investors: Should You Buy Inter Pipeline Ltd. (TSX:IPL) or Fortis Inc. (TSX:FTS) Stock Today
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Many have fallen victim to the emergence of e-commerce and the threat it unquestionably poses to the traditional brick-and-mortar retail model.However, Alimentation Couche-Tard Inc.聽 TSX:ATD.B can t be viewed as anything less than the exception to that rule.While retailers like Sears Holdings Corp., J C Penney Company Inc., and Macy Inc.聽have been forced to rationalize their store base, closing retail outlets en masse, Couche-Tard has been doing quite the opposite, expanding operations and gobbli [url=https://www.stanleywebsite.us]stanley website[/url] ng up the competition.Between 2010 and 2017, Canada s leading convenience store chain has more than doubled its sales from $16.4 billion at the start of the decade to a little more than $37.7 billion by the finish of last year.And on the ba [url=https://www.stanley-quencher.us]stanley quencher[/url] ck of that impressive top-line growth, the company has managed to more than quadruple its net profits from $530 million in 2010 to $2.12 billion in 2017.The company has been spending aggressively [url=https://www.stanley-quencher.co.uk]stanley quencher[/url] on acquisitions over the past six years with the lat
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Содержание статьи
Содержание статьи
• Проверка информации о компании «Эсперио»
• Не дайте мошенникам присвоить свои деньги!
• Адрес и стаж как признаки мошенничества Esperio
• Чарджбэк для возврата средств на карту
• Отзывы о «Эсперио»
• Схема развода «Эсперио»
• Заключение
На первый взгляд у компании приличный мультиязычный сайт, а также достаточное количество юридической и прочей информации. Однако стоит начать всерьёз проверять легенду «Эсперио» — как она начинает рассыпаться на глазах.
«Вся Правда» приглашает разобрать компанию по косточкам, заодно потренировавшись выводить подобных лжеброкеров на чистую воду.
Проверка информации о компании «Эсперио»
Кладезем базовых юридических данных являются документы и футер сайта, заполненный очень мелким, слепым шрифтом. Поэтому удобнее обращаться к разделу «Правовая информация», который сослали на третий уровень интернет-ресурса, в категорию «О компании».
Первое, что бросается в глаза в этой самой правовой информации, это отсутствие обоих ключевых для каждого брокера документов:
1. скан-копии свидетельства о регистрации,
2. бланка лицензии на брокерскую деятельность.
Это настораживающий фактор, который сразу понижает степень доверия к Esperio. А ключевые сведения будем выяснять самостоятельно, перепроверяя отрывочную информацию из футера официального сайта и из шапки клиентского соглашения.
Итак, заявлено, что сайтом управляет компания OFG Cap. Ltd с регистрацией на Сент-Винсент и Гренадинах. Это островное офшорное государство давно является прибежищем сомнительных компаний, которые покупают местную регистрацию по вполне доступной цене. Однако для этого нужно предпринять хотя бы минимальный набор действий и подать скромный пакет документов.
Не дайте мошенникам присвоить свои деньги!
Узнайте, как обезопасить свои финансы
Подробнее
Проверить, было ли это сделано на самом деле, легко. Достаточно на сервисе info-clipper или подобном агрегаторе юридических лиц разных стран мира выбрать интересующее государство и ввести название компании. Если результат не найден, значит, такого юрлица в стране не зарегистрировано. Показываем на скриншоте, что брокер лжёт о своей якобы материнской компании (хотя формулировка про управление сайтом не тянет даже на подобный статус). Компания Esperio на островах также не зарегистрирована.
Далее, у брокера обязана быть лицензия на данный вид деятельности. Её выдают финансовые государственные регуляторы: подробнее об этой системе полезно прочитать в соответствующей статье нашего блога. В островном офшоре есть собственный финансовый госрегулятор под названием Financial Services Authority. Самый надёжный и при этом простой способ проверки наличия лицензии следующий: зайти на официальный сайт регулятора и ввести название компании в поиск. Результат отрицательный: ни OFG Cap. Ltd, ни Esperio в FSA не лицензировались. Так что компания не имеет разрешения на финансовую деятельность даже в заявленной стране регистрации, которая, впрочем, тоже оказалась фейковой.
Впрочем, даже в случае легального оформления юрлица и лицензирования по месту регистрации этого недостаточно для работы в правовом поле Российской Федерации. Оказывать брокерские услуги в стране можно исключительно по лицензии Центробанка РФ. Российский регулятор, как и все его иностранные коллеги, призван способствовать прозрачности рынка и ведёт открытые реестры держателей своих допусков и чёрные списки. Поиск по реестрам на сайте ЦБ РФ показывает, что брокер Esperio ему знаком. Он загремел в чёрный список компаний с признаками нелегального профучастника рынка ценных бумаг. Этот корректный термин обозначает лохоброкера: всё-таки не полагается почтенному государственному регулятору такую терминологию использовать.
Обратите внимание на сайты, перечисленные на скриншоте из чёрного списка Центробанка РФ. Видно, что мошенники часто запускают зеркала своего сайта. Этому может быть только одна причина: их блокировка за мошенничество для российских пользователей, которые являются основной целевой аудиторией лжеброкеров.
На момент написания обзора провайдеры РФ пока не перекрыли доступ к. Однако, судя по активности лохоброкера, и эта мера не за горами.
Адрес и стаж как признаки мошенничества Esperio
В ходе проверки информации о компании «Вся Правда» также рекомендует пробивать заявленный на её интернет-ресурсе адрес. Хотя бы через поисковые системы и, особенно, через Гугл-карты. Такой простой метод позволяет отсечь вымышленные координаты, которыми часто прикрываются мошенники, а также полюбоваться на заявленные места головных офисов. Этот простой метод не подвёл и с «Эсперио».
В футере сайта, а также в шапке клиентского договора указан один и тот же адрес на Сент-Винсент и Гренадинах: First Floor, First St. Vincent Bank Ltd Building, James Street, Kingstown. Здание действительно существует, и оно напрямую связано с финансовой системой. Находится в нём ровно то, что мошенники не удосужились вычистить из адреса: First St. Vincent Bank Ltd Building. То есть главный банк страны.
Несмотря на миниатюрность учреждения в карликовом государстве, офшорный банк не бедствует и уж точно не докатился до сдачи в аренду первого этажа здания всяческим проходимцам. Банкам по любым протоколам безопасности запрещается делить помещения с любыми арендаторами, поскольку это создаёт дополнительную уязвимость.
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